Rhode Island Income Tax Calculator
Understanding Rhode Island Taxes (2024)
Calculating your Rhode Island taxes involves state, federal, and FICA taxes. This calculator helps you estimate your take-home pay by considering these key components.
Rhode Island State Income Tax
Rhode Island has a progressive income tax system with rates ranging from 3.75% to 5.99% for 2024. The tax brackets apply to all filing statuses, but the income thresholds are adjusted based on inflation each year.
- Taxable Income: Rhode Island taxable income starts with federal AGI with state-specific adjustments.
- Standard Deduction (2024): $9,300 for Single, $18,600 for Married Filing Jointly, $13,850 for Head of Household.
- Personal Exemption: $4,350 per person, which phases out for higher income levels.
2024 Rhode Island Tax Brackets (All Filing Statuses):
- 3.75% on income between $0 and $70,250
- 4.75% on income between $70,251 and $160,100
- 5.99% on income above $160,101
Federal Income Tax
Federal income tax is based on federal tax brackets, your filing status, deductions, and allowances claimed on your W-4. Pre-tax deductions like 401(k) or HSA contributions reduce your federal taxable income.
FICA Taxes
FICA taxes fund Social Security and Medicare.
- Social Security: 6.2% on income up to $168,600 for 2024.
- Medicare: 1.45% on all income, with an additional 0.9% on income above certain thresholds.
Other Rhode Island Taxes
Other taxes in Rhode Island include:
- Property Tax Relief Credit: Rhode Island offers a property tax relief credit for eligible residents who own or rent their primary residence.
- Sales Tax: Rhode Island has a state sales tax rate of 7%, which is among the highest in the nation.
- Taxes on Retirement Income: Rhode Island taxes most retirement income, including pensions and 401(k) distributions, but provides some exemptions for Social Security benefits based on income levels.
Disclaimer: This information is for general guidance for the 2024 tax year and is not tax advice. Consult a tax professional for personalized advice.