Oklahoma Income Tax Calculator
Understanding Oklahoma Taxes (2024)
Calculating your Oklahoma taxes involves understanding the state's streamlined tax system, federal obligations, and FICA contributions. This calculator helps you estimate your take-home pay by considering these key components.
Oklahoma State Income Tax
Oklahoma has simplified its income tax system in recent years, now using just two tax rates for 2024.
- Tax Rates: Oklahoma has a two-bracket system with rates of 4.75% and 4.95%.
- Tax Brackets: For single filers, the 4.75% rate applies to the first $12,500 of taxable income, and the 4.95% rate applies to income above that threshold. For married filing jointly, the threshold is $25,000.
- Taxable Income: Oklahoma's starting point is your federal adjusted gross income (AGI) with Oklahoma-specific adjustments.
- Standard Deduction: Oklahoma's standard deduction for 2024 is $6,650 for Single and Married Filing Separately, $13,300 for Married Filing Jointly, and $9,800 for Head of Household.
- Personal Exemptions: Oklahoma offers a personal exemption of $1,000 per person (taxpayer, spouse, and dependents).
- Tax Credits: Oklahoma offers various credits including child tax credits and earned income credits, which this calculator simplifies.
Local Taxes
Oklahoma does not have local income taxes. The state income tax is the only income tax that Oklahoma residents pay to the state.
Federal Income Tax
Federal income tax is based on federal tax brackets, your filing status, deductions (standard or itemized), and allowances claimed on your W-4. Pre-tax deductions like 401(k) or HSA contributions reduce your federal taxable income.
FICA Taxes (Social Security & Medicare)
FICA taxes fund Social Security and Medicare. These are typically withheld by employers.
- Social Security: 6.2% on income up to the annual limit ($168,600 for 2024).
- Medicare: 1.45% on all income. An additional 0.9% Medicare tax applies to income above certain thresholds ($200,000 for Single, $250,000 for MFJ).
Other Oklahoma Taxes (Not Calculated Here)
While this calculator focuses on income taxes, be aware of other taxes in Oklahoma:
- Sales Tax: Oklahoma has a state sales tax of 4.5%, with additional local sales taxes that can push the total rate to over 10% in some areas.
- Property Tax: Property taxes in Oklahoma are among the lowest in the nation, with rates varying by county and municipality.
- No Estate/Inheritance Tax: Oklahoma does not have estate or inheritance taxes.
Disclaimer: This information is for general guidance for the 2024 tax year and is not tax advice. Consult a tax professional for personalized advice.