New York Income Tax Calculator 2025

Calculate your New York state income tax along with federal and FICA taxes. Free, accurate, and instant results.

New York Tax Information

New York has a progressive income tax system. Use our calculator below to determine your total tax liability including federal, state, and FICA taxes for the 2025 tax year.

Key Tax Facts for New York

  • State income tax applies to residents and non-residents earning income in New York
  • Tax rates and brackets vary based on filing status and income level
  • New York offers various deductions and credits to reduce tax liability
  • Local taxes may apply in addition to state taxes in some jurisdictions

Filing Status

Choose from Single, Married Filing Jointly, Married Filing Separately, Head of Household, or Qualifying Widow(er)

Standard Deduction

Federal standard deduction for 2025 ranges from $14,600 (single) to $29,200 (married filing jointly)

Tax Brackets

New York has multiple tax brackets with rates varying by income level

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Tax Information

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Calculating your taxes...

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Tax Breakdown

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Federal Tax
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New York Tax
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FICA Tax
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Total Tax
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After-Tax Income
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Effective Tax Rate
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Your Take-Home Pay in New York
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Annual after-tax income
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Understanding New York Taxes

When calculating your total tax liability in New York, it's important to consider all three major components of the US tax system:

1. Federal Income Tax

Federal income tax applies to all US taxpayers regardless of state. The federal tax system uses progressive tax brackets, meaning higher income levels are taxed at higher rates. For 2025, federal tax rates range from 10% to 37%.

2. New York State Income Tax

New York imposes a state income tax on residents and non-residents who earn income within the state. State tax rates and regulations vary significantly from federal taxes, with different brackets, deductions, and credits available.

3. FICA Taxes

FICA (Federal Insurance Contributions Act) taxes fund Social Security and Medicare. These taxes are:

  • Social Security Tax: 6.2% on income up to $168,600 (2025 limit)
  • Medicare Tax: 1.45% on all income
  • Additional Medicare Tax: 0.9% on income over $200,000 (single) or $250,000 (married filing jointly)

Tax Planning Tips for New York Residents

  • Maximize contributions to tax-deferred retirement accounts like 401(k)s and IRAs
  • Consider itemizing deductions if they exceed the standard deduction
  • Take advantage of tax credits available at both federal and state levels
  • Plan charitable contributions strategically for maximum tax benefit
  • Research state-specific deductions and credits available in New York

Related Resources

For more information about taxes in New York and tax planning strategies: