Michigan Income Tax Calculator (2024)

Estimate your take-home pay and all taxes in Michigan for 2024!
Our Michigan Income Tax Calculator provides a fast, accurate breakdown of your federal, MI state, and FICA taxes, including deductions, dependents, and pay frequency. Instantly see your annual and per-paycheck results, interactive charts, and a transparent calculation process.
This tool gives you clarity on your net pay and tax obligations. Updated for 2024 brackets and rules.

Michigan Income Tax Calculator

Calculating for Tax Year 2024
Disclaimer: This is a basic estimate for Tax Year 2024 for informational purposes ONLY. It uses standard deductions or your itemized estimate and limited filing statuses. It does not account for all credits or complexities and is not tax advice. Visit the official Michigan Department of Treasury.

Understanding Michigan Taxes (2024)

Calculating your Michigan taxes involves understanding the state's flat tax system, federal obligations, and FICA contributions. This calculator helps you estimate your take-home pay by considering these key components.

Michigan State Income Tax

Michigan has a flat income tax system with a single tax rate of 4.25% for 2024.

  • Tax Rate: Michigan applies a flat 4.25% tax rate on most income.
  • Taxable Income: Michigan starts with federal adjusted gross income (AGI) with Michigan-specific adjustments.
  • Personal Exemptions: Michigan offers a personal exemption of $5,100 per person for 2024, including the taxpayer, spouse (if applicable), and dependents.
  • Tax Credits: Michigan offers various tax credits including the home heating credit, property tax credit, and earned income tax credit, which are not accounted for in this calculator.

Local Taxes

Some cities in Michigan levy their own income taxes, including Detroit (2.4% for residents, 1.2% for non-residents), Grand Rapids (1.5% for residents, 0.75% for non-residents), and several others. This calculator does not account for these local income taxes.

Federal Income Tax

Federal income tax is based on federal tax brackets, your filing status, deductions (standard or itemized), and allowances claimed on your W-4. Pre-tax deductions like 401(k) or HSA contributions reduce your federal taxable income.

FICA Taxes (Social Security & Medicare)

FICA taxes fund Social Security and Medicare. These are typically withheld by employers.

  • Social Security: 6.2% on income up to the annual limit ($168,600 for 2024).
  • Medicare: 1.45% on all income. An additional 0.9% Medicare tax applies to income above certain thresholds ($200,000 for Single, $250,000 for MFJ).

Other Michigan Taxes (Not Calculated Here)

While this calculator focuses on income taxes, be aware of other taxes in Michigan:

  • Sales Tax: Michigan has a state sales tax of 6%, with no additional local sales taxes.
  • Property Tax: Property taxes in Michigan are administered at the local level and vary by municipality.
  • Unemployment Insurance: Employers in Michigan pay unemployment insurance taxes, which can range from 0.06% to 10.3% of wages.

Disclaimer: This information is for general guidance for the 2024 tax year and is not tax advice. Consult a tax professional for personalized advice.