Pennsylvania State Income Tax

Pennsylvania has one of the simplest state income tax systems in the country with a flat tax rate for all income levels.

• Flat Tax Rate: Pennsylvania applies a flat 3.07% tax rate on all taxable income, regardless of income level or filing status.
• No Standard Deduction: Unlike most states and the federal government, Pennsylvania does not offer a standard deduction.
• No Personal Exemptions: Pennsylvania does not provide personal exemptions for taxpayers or their dependents.
• Few Deductions: Pennsylvania allows very few deductions compared to the federal system.
• Tax Forgiveness Program: Pennsylvania offers tax forgiveness for lower-income taxpayers through its Tax Back program, which can reduce or eliminate state income tax liability based on income and family size.

Local Income Taxes

Important: Most municipalities in Pennsylvania impose their own local income taxes, typically ranging from 1% to 3.8% of earned income. This calculator does NOT include these local taxes, which can significantly impact your total tax burden.

Major cities like Philadelphia (3.79% for residents, 3.44% for non-residents) and Pittsburgh (3% for residents, 1% for non-residents) have local taxes that can substantially increase your overall tax liability.

Federal Income Tax

Federal income tax is based on federal tax brackets, your filing status, deductions (standard or itemized), and allowances claimed on your W-4. Pre-tax deductions like 401(k) or HSA contributions reduce your federal taxable income.

FICA Taxes (Social Security & Medicare)

FICA taxes fund Social Security and Medicare. These are typically withheld by employers.

• Social Security: 6.2% on income up to the annual limit ($168,600 for 2024).
• Medicare: 1.45% on all income. An additional 0.9% Medicare tax applies to income above certain thresholds ($200,000 for Single, $250,000 for MFJ).

Other Pennsylvania Taxes (Not Calculated Here)

While this calculator focuses on income taxes, be aware of other taxes in Pennsylvania:

• Sales Tax: Pennsylvania has a state sales tax of 6%, with an additional 1% in Allegheny County (Pittsburgh) and 2% in Philadelphia.
• Property Tax: Property taxes in Pennsylvania are administered at the local level and vary widely by county and municipality.
• School District Taxes: Many school districts in Pennsylvania impose additional taxes on residents.
• Inheritance Tax: Pennsylvania has an inheritance tax ranging from 0% to 15% depending on the relationship of the beneficiary to the deceased.

Disclaimer: This information is for general guidance for the 2024 tax year and is not tax advice. Consult a tax professional for personalized advice.