New York Income Tax Calculator
Understanding New York Taxes (2024)
Calculating your New York taxes involves state, city (if applicable), federal, and FICA taxes. This calculator helps you estimate your take-home pay by considering all these components.
New York State Income Tax
New York has a progressive income tax system with rates ranging from 4% to 10.9% for 2024. Your tax rate depends on your income level and filing status.
- Taxable Income: New York taxable income starts with federal AGI with state-specific adjustments.
- Standard Deduction (2024): $8,000 for Single, $16,050 for Married Filing Jointly, $11,200 for Head of Household.
- Dependent Exemption: $1,000 per dependent.
- Tax Brackets: The calculator uses official 2024 New York tax brackets for your filing status.
New York City Income Tax
NYC residents pay an additional city income tax with rates ranging from 3.078% to 3.876%, depending on income and filing status.
Yonkers Income Tax
Yonkers residents pay an additional tax of 16.75% of their New York State tax liability.
Federal Income Tax
Federal income tax is based on federal tax brackets, your filing status, deductions, and W-4 allowances. Pre-tax deductions like 401(k) or HSA contributions reduce your federal taxable income.
FICA Taxes
FICA taxes fund Social Security and Medicare.
- Social Security: 6.2% on income up to $168,600 for 2024.
- Medicare: 1.45% on all income, with an additional 0.9% on income above certain thresholds.
Other New York Taxes
Other taxes in New York include:
- Sales Tax: New York state sales tax is 4%, with additional local taxes bringing the total to between 7% and 8.875% depending on the county.
- Property Tax: New York has some of the highest property taxes in the nation, varying significantly by location.
- Estate Tax: New York has an estate tax with exclusions and rates that differ from federal estate tax rules.
Disclaimer: This information is for general guidance for the 2024 tax year and is not tax advice. Consult a tax professional for personalized advice.